Terms of Service – Bank Statement Converter

Introduction and Acceptance of Terms

Welcome to Bank Statement Converter (the "Service") available at https://www.convertbankstatement.org (the "Website"). The Service is operated by an individual. By accessing or using the Service, you agree to be bound by these Terms of Service (the "Terms"). If you do not agree with any part of these Terms, please do not use the Service.

Description of the Service

The Service helps you convert bank statement documents (such as PDFs) into structured formats (such as Excel or CSV) using automated extraction techniques, including OCR and parsing. Results may vary depending on statement format, scan quality, and other factors.

Use of the Service

You agree to use the Service only for lawful purposes and in accordance with these Terms and applicable laws. Without limitation, you agree to:

• Upload only documents that you own or that you are authorized to process (including where they contain personal or financial information).
• Respect third‑party intellectual property rights.
• Not attempt to bypass service limits (e.g., file size, rate limits) or security controls.
• Not interfere with, disrupt, or degrade the performance or security of the service.
• Not use the Service for illegal, harmful, or offensive content.

User Accounts and Registration (if applicable)

• Account Creation: Certain features may require an account. You agree to provide accurate and complete information during registration.
• Account Security: You are responsible for maintaining the confidentiality of your credentials and for all activities under your account.
• Notifications: Notify us promptly of any unauthorized use of your account or security incident.

Content and Intellectual Property Rights

• Your Content: You retain ownership of the documents you upload and any data contained within them. To operate the Service, you grant us a limited, non‑exclusive, revocable, worldwide license to process your uploaded content solely to provide the conversion and related features.
• Our Rights: The Website/app, code, and proprietary technology used to operate the Service are owned by us or our licensors and are protected by intellectual property laws. You may not reverse engineer, decompile, or create derivative works based on the Service except as permitted by law.
• Trademarks: All trademarks, logos, and brand names used on the service belong to their respective owners.

Pricing and Payments (if applicable)

• Purchases are final and non‑refundable except as required by law.
• Prices and features may change with prior notice where required. Continued use after changes constitutes acceptance.
• Payments are processed by trusted third‑party providers. You authorize us and our payment processors to charge your selected payment method for applicable fees.

Prohibited Activities

You agree not to:

• Upload or share content that is unlawful, infringing, defamatory, obscene, or otherwise objectionable.
• Attempt to gain unauthorized access to the service or related systems.
• Circumvent or attempt to circumvent technical measures, quotas, or usage limits.
• Use automated scripts or scraping to extract data in a way that burdens or harms the service.
• Misrepresent affiliation with any person or entity.

Disclaimers

THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND. We do not guarantee that extracted results will be error-free, complete, or suitable for any particular purpose. You are responsible for reviewing and verifying any converted output before using it for accounting, tax, compliance, or other decisions.

Limitation of Liability

To the fullest extent permitted by law, we shall not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or any loss of data, profits, or revenue, arising from or related to your use of or inability to use the Service.

Indemnification

You agree to indemnify and hold harmless the operator of the Service from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys' fees) arising from your content, your use of the Service, or your violation of these Terms.

Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the People's Republic of China (excluding conflict of law provisions). Any dispute arising out of or relating to these Terms or the Service will be submitted to the competent courts in the People's Republic of China, unless otherwise required by applicable law.

Changes to These Terms

We may update these Terms from time to time. When we make changes, we will post the updated Terms on this page and update the effective date, if provided. Your continued use of the service after the changes take effect constitutes acceptance of the updated Terms.

Contact Information

If you have questions about these Terms, please contact us at:

• Email: support@convertbankstatement.org
• Website: https://www.convertbankstatement.org

By using the Service, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service. Thank you for choosing Bank Statement Converter!